anyone have any suggestions on a high risk merchant account provider?

netbilling.com can help you if you in USA

Actually netbilling is not a MAP, they are an electronic payment gateway. I would not recommend netbilling because they are not CISP compliant.

What country are you in?

Corey,

I don't know about this CISP stuff, but guys from netbilling open bunch of high-risk merchant accounts thru their channels, when a lot of "CISP compilant" providers "eat" setup fees and don't open anything :)

We care for results, not for your "make-up" and titles.

Regards

depends on what you want to do really do porn online, have consumers download videos and see pic galleries thats fine... netbill, 2checkout, ibill, ccbil - will work...

sell actual dvd videos you need to go somewhere else... im checking into GoEmerchant.com

Not sure if its great never worked with them before so im not recommending them, but really havent got any positive or negative feed back yet...

i may try them if i find nothing else, im still sufting and talking to a few more..

I don't know about this CISP stuff, but guys from netbilling open bunch of high-risk merchant accounts thru their channels...

Steven-v, do you know if those accounts are with US banks? I'm looking for US bank who would work place high-risk. We can guarantee 100% loss-protection.

no porn, just a bit too high chargebacks (past 2%) selling software bascially (non-spam)

Yes, they open high-risk merchant accounts in USA banks - Hambulton Bank and some others (forget names). Working for my clients so far without any issues (adult, software, calling cards...)

Steven-v, do you know if those accounts are with US banks? I'm looking for US bank who would work place high-risk. We can guarantee 100% loss-protection.

Well you should care about CISP - if something were to ever happen, unfortunately you will be in a lot of trouble. CISP compliant (http://usa.visa.com/business/accepting_visa/ops_risk_management/cisp.html) is not made up either. If you choose a bank not in the United States you wont have a registration fee, but you probably will have some type of set up fee.

Being in the United States - a lot of MAPs will actually support you. You will have a registration fee as well.

Read the rules - you can PM after 5 or 10 posts I believe. That is to prevent spammers.

Good luck

Corey,

CISP seems to be a good thing for online merchant industry - to improve confidence for online businesses and transactions.

But I belive most of existing ISPS and MAPs will became CISP sooner or later - they need to earn this level of confidence as well.

Cardholder Information Security Program[/ur]
Both issuing and acquiring members must use, and are responsible for ensuring that their merchants use, service providers that are compliant with the PCI Data Security Standard. Although there may not be a direct contractual relationship between merchant service providers and acquiring members, Visa members are responsible for any liability that may occur as a result of non-compliance. Anyone who is thinking of using any electronic payment gateway should verify that that gateway is listed [url=http://usa.visa.com/download/business/accepting_visa/ops_risk_management/cisp_List_of_CISP_Compliant_Service_Providers.pdf?it=il|/business/accepting_visa/ops_risk_management/cisp_service_providers.html|List%20of%20CISP-Compliant%20Service%20Providers]here (http://usa.visa.com/business/accepting_visa/ops_risk_management/cisp_service_providers.html) Visa has defined different levels that must be followed.

well im still looking for recommendations on from anyone who can suggest a merchant for high risk merchants

Umm Cory, as my original title states, im not looking for a discussion on whose complaint or not, I want suggestions to merchant providers who can handle high risk transactions (high Chargebacks)



If you don't have a suggestion, I kindly ask you don't reply seeing how you're a merchant provider yourself

what type of highrisk merchant are you looking for ?

what type of highrisk merchant are you looking for ?

Is there another kind? :)

Netbilling works as a reselling agent for a couple US banks .. Mitch's main business is his payment gateway and customer service offerings.

There are 4 banks in the US that will set up certain types of HR merchant accounts. Of those 4, two are not currently accepting new applications, another one has very specific restrictions to the TYPE of high risk they will allow.

Offshore or EU based merchant accounts for high risk are going strong

Steeltape, you can't PM? hmm with 11 posts you should be able to .. might contact the techs of the board and see if there is a problem

This thread has been cleaned.
You cannot promote your services in this forum.
You cannot instruct users to contact you regarding services.
You cannot request offers.

This thread has been cleaned.
You cannot promote your services in this forum.
You cannot instruct users to contact you regarding services.
You cannot request offers.

Well, I'm sorry but i think you misunderstod. SteelTape was not able to PM anybody because he had less than 10 posts at that time. So I posted my free e-mail address here so he can contact me because I HAD A QUESTION, not him. And I do not think I have promoted any of my services. I don't even have a signature :) :lovewht:

Leksus mutliple post by several users were removed. It was the best way to keep the topic on track and keep the thread from turning into an ad. If you have a specific question you can contact the helpdesk.

This is a good forum for ecommerce information. You will find smany knowledgable users here.

Netbilling works as a reselling agent for a couple US banks .. Mitch's main business is his payment gateway and customer service offerings.

There are 4 banks in the US that will set up certain types of HR merchant accounts. Of those 4, two are not currently accepting new applications, another one has very specific restrictions to the TYPE of high risk they will allow.

Offshore or EU based merchant accounts for high risk are going strong


Yes, i can PM now. can you please post what 4 companies your talking about so we can contact them directly

whats the differences in offshore and non-offshore?

safepaysolutions.com

what about them...checking their site i dont see anything about high risk merchant accounts

You can contact me on how to easily open a US merchant account with either US Banks or offshore banks. I will provide you with all the information necessary to get you quickly set up.

My contact information is located in my signature below...

Sorry...double post...

There's a company that does high risk merchants. It's like paypal where the customer sets up an account one-time only then uses a user id and password for future purchases from merchant. The merchant puts a payment button on their site.

I forget the name but their # is 800-973-9155.

Bill,

Do they do adult and travel?

harvco,

Yes they do adult, travel, gaming and they claim there's no credit card chargebacks.

That sounds like an ewallet solution or something very similar .. not nearly as reliable as a normal merchant account but useful to some business types.

Although similar, it's not an e-wallet- much more reliable. The system will automatically process funds from your credit card even if the funds aren't loaded into the account. Of course only after the user enters his password and user id etc. And the merchant can pass on some of the transaction costs to the consumer if he wants.

Although similar, it's not an e-wallet- much more reliable. The system will automatically process funds from your credit card even if the funds aren't loaded into the account. Of course only after the user enters his password and user id etc. And the merchant can pass on some of the transaction costs to the consumer if he wants.

looks interesting actually, but i see no mention of adult website processing (recurring subscriptions, pw management, etc.) on their website nor in the demo... a reliable new "card loading" solution would be very welcome in the adult industry, especially lately as the larger 3pp's have been getting very tight about what sort of content they will process for... the cook islands locale does bode well though for adult industry concerns if they are a legit option..

looks interesting actually, but i see no mention of adult website processing (recurring subscriptions, pw management, etc.) on their website nor in the demo... a reliable new "card loading" solution would be very welcome in the adult industry, especially lately as the larger 3pp's have been getting very tight about what sort of content they will process for... the cook islands locale does bode well though for adult industry concerns if they are a legit option..


What website are you looking at?

What website are you looking at?

the phone number you posted is from here..

http://www.ezybondsglobal.com/

Try United eCom as well. They have set up several high risk accounts.
www.unitedecom.com

Good Luck!

you can also try Safecharge, they are offshore and have a reputable name in the high risk industries

SafeCharge is actually located in Israel.

iPayDNA (Asia) can also set up direct merchant accounts for (mainstream) Adult.
United Ecomm is just an angency that redirects merchants to set up with other processors/acquirers, but they are good in what they do. (Although they will probably redirect you to SafeCharge.)

Although you are right in the fact that United eCom actually works with Safecharge I very much doubt it that they would "just" route the merchant thru to them.

United eCom is a company that actually focuses in finding acquirers for Saefcharge and other major processors which they have done very succesfully including some deals for named processors.

What people fail to understand is that reputable companies such as United eCom actually benefit the individual merchant.

You might ask how?

Very simple;
When a company has a well established relationship with, for example Safecharge, they get rewarded by having a fast line into the processor on high-level and will also be given much better buy-rates than if the merchant would approach Safecharge directly.

This as Safecharge knows that this "middleman" is diligent and have done all the pre-work necessary.

The synergy with a processor using Uniteds services for finding acquirers makes it even more worth for a merchant to go thru a reputable company.

Multiple the good relationship United has with Safecharge to all known processors (reputable and stable as well as high customer service) 10 fold and you have a one stop solution for good pricing and safety.

Reputable "middlemen" also knows who is a bad apple and who is not. That also benefit the merchant that is new to the area of credit card processing.

Just ask all the merchants that are having trouble with iBill and now eTelegate right now. If they would approach United eCom first they could have explained why NOT to use them as United eCom are very connected. Even with insiders which is necessary in this business.

Fact of the matter is that eTelegate tried to get United eCom to get accounts even before they were connected with iBill but United eCom just said no as they found them not to be reliable and not knowing the full spectre of the business although they claimed that they knew "everything".

With the results in hand we know who was right.

What kind of rates does safecharge or ipayDNA charge through unitedecom or direct for a typical adult membership-type site? Most are over 6% + offshore incorporation fees and $.50 transaction fee. Too high.

Why dont you contact them and see?

6% + 0.50 for Adult direct merchant account seems to be pretty standard to me. Maybe depending on volume iPayDNA could lower it to 5-5.5% + 0.45 USD.
I think SafeCharge will also be around those figures.

Other and maybe cheaper solutions might be available through UnitedEcom.

you can also try Safecharge, they are offshore and have a reputable name in the high risk industries

Safecharge is pure reseller, NOT real ISO/MSP/MAP..
Check there Company address, there hidden from us that is work from virtual company which is not Inc. anywhere...?

They setup accounts just for EU company, they is not NOT offshore ISO/MAP.......

hi how can I get in touch with iPayDNA?
ipaydna.com?
my email : kenwood328@yahoo.com.cn

No, I think their website is www.ipaydna.biz (http://www.ipaydna.biz).
They are located in Malaysia.

As far as I know, SafeCharge is a PSP that works with several acquiring banks.
As more PSP's become resellers for acquiring banks these days, does it really matter? They will get lower rates than a merchant directly would get.

Yes, they open high-risk merchant accounts in USA banks - Hambulton Bank and some others (forget names). Working for my clients so far without any issues (adult, software, calling cards...)

Hi Steven, are you sure about the spelling of Hambulton Bank ? I tried to google for it but the only result I got was this thread.

I think he tried to refer to Humboldt Bank in the U.S.

Hi Every 1

Im new to this forum, All Seniors out there can you please help me out in obtaining a new merchant account, as I want start a new pharmacy process for call centre..

Thanks In Advance..

Hi Every 1

Im new to this forum, All Seniors out there can you please help me out in obtaining a new merchant account, as I want start a new pharmacy process for call centre..

Thanks In Advance..


I’m not affiliate on any way with this company; I do High reccomand all pharamcy www.gspay.com (there is part of CCNOW.cm as I know…)

I’m not affiliate on any way with this company; I do High reccomand all pharamcy www.gspay.com (there is part of CCNOW.cm as I know…)


Just an some correction; gspay.com is part of oxbill.com ...

try widford.net, they do high risk including pharmacy. excellent customer service and very competitive discount.

btw, a new account, have you got any MID terminated before? if positive, you'd better use 3rd party account like chronopay.com, gspay.com

Hi Seniors out there I'm new to the business. can you help me in getting a payment processor for pharmacy business

sorry i forgot to tel THANKS in ADVANCE

I had bad experience with my last provider, mastercard freeze my account and seized 140000 Euro. I check the market and all other pharmacies only accept visa cards now. But how long it takes that us also make power to visa to stop accepting pharmacy orders with online prescritpions ? Are there any other payment methods like egold to use ?

Plz. send me some infos if you know a good and trusted solution to accept visa cards.

thanks in advance

hi i can share info with you by email, my email is shareinfo67@gmail.com , send to my email your situation and i'll try helping



I had bad experience with my last provider, mastercard freeze my account and seized 140000 Euro. I check the market and all other pharmacies only accept visa cards now. But how long it takes that us also make power to visa to stop accepting pharmacy orders with online prescritpions ? Are there any other payment methods like egold to use ?

Plz. send me some infos if you know a good and trusted solution to accept visa cards.

thanks in advance

hi, be careful of gspay, I work with them twice out of desperation, and twice I am bitten by them, they will not pay everything to you, I heard recently their latest trick you have to send them shippment proof before they wire you the money.

Bot Widford and Lancore are very good high risk providers where you can set up a pharmacy or any other high risk account.

www.widford.net (http://www.widford.net)
www.lancore.biz (http://www.lancore.biz)

thanks, appreciate your recommendation

Maybe you should get a high volume merchant account. High risk merchant accounts are suppose to support high volume sales but sometimes account providers don't offer you this and it ends up with your account getting closed.

You can try instabill.com if you like. They have high volume accounts and the services are worldwide but the best thing is that you dont have to worry about your account getting shut down.

Bot Widford and Lancore are very good high risk providers where you can set up a pharmacy or any other high risk account.

www.widford.net (http://www.widford.net)
www.lancore.biz (http://www.lancore.biz)

widford was very close to taking 250k of our money it took us a great deal of eddort to get our money back .

lancore is indeed a good sulotion we have been working with tham for over two years

Jessica

widford was very close to taking 250k of our money it took us a great deal of eddort to get our money back .

lancore is indeed a good sulotion we have been working with tham for over two years

Jessica

I sent them an email one week ago if they accept online pharmacy business, but I didn't receive a reply yet. Not very trustworthy...

You may wish to check with following providers for high risk merchant account.

gspay.com
chronopay.com
instabill.com
netbilling.com

Pharmacy can be placed but several factors come into play when choosing the best solution for each individual business. For example:
some companies drop-ship
some companies have a suppliers license
some only sell herbals
some sell category 4

each of these factors (plus many more) combine to match vendor with the proper bank/processor.

When contacting someone I would suggest you define these few things, plus those listed below in the emails to get a faster/more complete response:
PROVEN volume (don't say you do 400k per month then only send 20k etc)
Where the company is Incorporated
List of URL's you want processing for.

This allows us to give a well-rounded, informative response

good luck

hey multitaskervic.. i tried contacting you through our website but could not.. email me at yu138086 at gmail com i may need your services.

cheers

anyone know anything about merchantplanb.com or 21merchant.com?

they have held my money for over 180 days and keep claiming that the funds have not been released by processing bank. they are holding over $10,000 of my money.

please let me know if anyone has any info on these crooks.

if so, you can report them here. i was told if we get enough complaints an investigation can get opened.
https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

they may have a relationship with www.phantomfactor.com as well.

Ok lets take an update here,

I am looking for some good high volume accounts (but not "high risk" product)

people seem to have mixed feeling about many including

Gspay.com
instabill
lancore merchant services
whitford.net


I suspect some issues may be due to the products they sold. Which work, which don't...Any thoughts? I have had the above recommended to me.

Also, any others that someone would suggest you be helpful. I have a US business and would need to do 100k or more in volume the products are not high risk. I also have a panama co which I could use for an offshore account, but I would prefer to use main US company if possible.

Please provide some other merchant services options

Thanks

Having such volumes, you may review EU region. Incorporation won't cost too much and you will get an opportunity to get own merchant account with very low rates for your business. But you must be able to show very good processing history.

I would agree with Touol. It shouldnt be that hard to get you decent rates.

I also have panama based corp, however it has no history with regards to processing.

It was my understanding that EU processors should accept a panama corp, is this incorrect?

If they do who should I go look to with regards to EU processors?

Some processors would accept Panama as a jurisdiction depending on who and where their acquring banks are based.

Although the processor is based in Europe they can have multiple banks that they work with around the world.

JH3000,


Did you found a processor for your Panama company ?